What Makes Us Different

For our clients, business is personal. That's why we work to cultivate person to person relationships with each of them. From simple day-to-day matters to more complex undertakings, we'll work with you to develop a tailored strategy that will take your business exactly where it needs to be. No hard selling of financial products. And above all, no compromises to our ethics and judgment.

  • Focus on building personal relationships. We see you not just as a client, but as a business partner.
  • Committed to our community with decisions made here in Northern Michigan.
  • Our bankers are business people first.
  • We are locally managed, stable and transparent.
  • Our management team is accessible, working the front-lines of our business.