Founder and Chair – LMFC
Vice Chair – LMFC
President and CEO – The Bank of Northern Michigan
SVP of Shared Services - LMFC
Senior Vice President, Traverse City Market Manager

Hear from the founder of Lake Michigan Financial Corporation, Rich Lievense, and his insight on what this blog encompasses.

Regular readers of this blog have followed our thoughts on Europe, China, the US economy  and the demographic issues facing each country in the coming decades.  This article reminds of a significant advantage our country will exhibit in the future. 

Read "Whose Economy Has It Worst?" from The Wall Street Journal.

Infamous frauds and financial crises have wrecked the public’s faith in business in recent years.  This led many companies to try to repair the damage by emphasizing codes of ethics.  But we do not have a crisis of ethics in business today.  We have a crisis of trust. 

Read "Trust Me" from The Wall Street Journal.

With all the talk of runaway health care spending in this country, one company serving Medicare patients has discovered how to provide better patient care at lower cost – with wireless scales, free transportation, toenail trimmings, and doctors who put the patient first. There does appear to be common sense solutions to this difficult and important problem. 

Read "The Quiet Health-Care Revolution" from The Atlantic.

As a young artillery captain  in the Revolutionary War, Alexander Hamilton learned a crucial lesson:  Good Credit, based on the power to tax, is essential to a nation’s security.  As the first U.S. Treasury Secretary, he built America’s fiscal policy on that principal.  We are listening to calls for lower taxes and maintenance of defense, social security, and Medicare expenditures.  The basic credit-worthiness of the country hangs in the balance. 

The article "Debt and Dumb" from Vanity Fair provides a historical perspective to our current state of affairs. 

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