Founder and Chair – LMFC
Vice Chair – LMFC
President and CEO – The Bank of Northern Michigan
SVP of Shared Services - LMFC
Senior Vice President, Traverse City Market Manager

Hear from the founder of Lake Michigan Financial Corporation, Rich Lievense, and his insight on what this blog encompasses.

The recent recession and slow recovery have often been compared to the decade of the 1930’s.  This article reminds us that while the 30’s were one of the most difficult decades, important secular change occurred that set the stage for an economic miracle beginning in the 40’s and 50’s.  This article provides wonderful historical perspective on our current economic environment. 

Read "The Depression: If Only Things Were That Good" from The New York Times.


The Euro was a political project meant to unite Europe after the Soviet collapse in a sphere of collective prosperity that would lead to greater federalism.  Instead, the Euro seems to pulling Europe apart.

Read "Euro, Meant to Unite Europe, Seems to be Ending it" from The New York Times.

The passing of Steve Jobs has caused much reflection in the popular press.  While not perfect or easy to be around, he clearly fundamentally changed many important things.  A couple important lessons are outlined in this short article.

Read "Steve Jobs and Taking the Big Chance" from The New York Times.

Both the U.S. and Europe are dealing with big economic issues and political discord.  The one likely to recover more quickly might surprise you. 

Read "Continental Divide" from the Merrill Lynch Advisor.

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