Founder and Chair – LMFC
Vice Chair – LMFC
President and CEO – The Bank of Northern Michigan
SVP of Shared Services - LMFC
Senior Vice President, Traverse City Market Manager

Hear from the founder of Lake Michigan Financial Corporation, Rich Lievense, and his insight on what this blog encompasses.

Everything in business starts with a sale.  We all know we can improve on this important function.  Statistics tell us that 37% of all sales people are successful.  Perhaps this article can give you some hints for improving the overall sales effectiveness of your company. 

Read More Article, "Do You Really Know Who Your Best Salespeople Are?" from the Harvard Business Review.

We have all been listening to the importance of addressing our long term structural deficit in this country.  Politicians have been long on rhetoric but short on specifics.  If you want to try your hand in solving this problem go to The New York Times and check out their ‘Interactive Feature: Budget Puzzle’.  This site helps quantify the monetary impact of various tax and spending policies.  It also shows there are no easy answers to this difficult problem.  


Try the Budget Puzzle at The New York Times.


Knowledgeable people tell us that coal will be a part (and probably expanding) part of our future.  There are promising technologies being developed to make this an environmentally friendly solution.  This article relates this technology with the implications of increased carbon dioxide levels. 

This is a long article but one that presents a balanced discussion of the energy and environmental implications of our increasing worldwide demand for energy. 

Read More Article from Dirty Coal, Clean Future in The Atlantic.

In the last decade, the American economy has been undone by a series a bubbles.  First was the dot com bubble, followed by the real estate bubble, and now, possibly, a gold and/or bond bubble.  A researcher at the Baylor College of Medicine believes this tendency might be hard wired in our brains.  

Read More Article Microscopic Microeconomics from The New York Times.

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