Founder and Chair – LMFC
Vice Chair – LMFC
President and CEO – The Bank of Northern Michigan
SVP of Shared Services - LMFC
Senior Vice President, Traverse City Market Manager

Hear from the founder of Lake Michigan Financial Corporation, Rich Lievense, and his insight on what this blog encompasses.

We have all been wondering about the lingering effects from the housing crisis. When will we get back to normal and what will that look like? The author of the attached article believes that conventional suburbs are overbuilt and permanently out of favor. This conclusion is driven by a combination of higher transportation costs and a choice of younger homeowners to live in more walk-able neighborhoods. Established patterns of behavior change slowly but this trend is something we all need to consider.      

Read More Article: Here Comes the Neighborhood compliments of The Atlantic.


Is it just me or does the world seem more difficult lately?  Hopefully it is not just another indication that I am getting older.   

The economy is confusing and complex, political alliances seem uncertain and changing, technology is fluid, and the political environment has never been more fluid. As our environment becomes more complex, we all become more uncertain about what we should do in our personal and business lives. This article will provide you a different perspective on the role of change and complexity in our lives.


Read more article: It's Complicated from The New York Times.

The problems with Greece and it’s international debt have been in the news lately. It is a significant and complex problem with significant implications for the European and world economy. The European markets are key players in the world economy and financial market.  Events affecting those markets will affect our market and if taken together, they equal the United States in scale and size. The attached article puts the size and inter-relatedness of this issue into perspective.

Read more article: In and Out of Each Other's European Wallets from The New York Times.

In difficult times, it is natural to focus on the challenges and problems facing our businesses. It is important to remember that our good people are now even more important to our long term success. This article describes practical suggestions to get the best performance from our people.

Read more article: Engaging the "Pole Vaulters" on Your Staff compliments of the Harvard Business Review.

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