Founder and Chair – LMFC
Vice Chair – LMFC
President and CEO – The Bank of Northern Michigan
SVP of Shared Services - LMFC
Senior Vice President, Traverse City Market Manager

Why is unemployment so high?  Ask the penny pinching consumer.  The decades long consumer spending spree in this country has left few opportunities for real consumer spending growth and this affects our ability to add much needed jobs. 

Read "We're Spent" from The New York Times.

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