Founder and Chair – LMFC
Vice Chair – LMFC
President and CEO – The Bank of Northern Michigan
SVP of Shared Services - LMFC
Senior Vice President, Traverse City Market Manager


Current media and press reporting  seem to relish in betting on America’s demise and compare us to England in the early twentieth century and Rome before it. Our society and economy continue to have real strength and competitive advantages – good rule of law, stable politics, competitive global businesses, good demographics, and a many lasting physical advantages. This article discusses this topic in a greater global and historical context. It also outlines reasons for optimism in a noisy world.

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