Founder and Chair – LMFC
Vice Chair – LMFC
President and CEO – The Bank of Northern Michigan
SVP of Shared Services - LMFC
Senior Vice President, Traverse City Market Manager

As a young artillery captain  in the Revolutionary War, Alexander Hamilton learned a crucial lesson:  Good Credit, based on the power to tax, is essential to a nation’s security.  As the first U.S. Treasury Secretary, he built America’s fiscal policy on that principal.  We are listening to calls for lower taxes and maintenance of defense, social security, and Medicare expenditures.  The basic credit-worthiness of the country hangs in the balance. 

The article "Debt and Dumb" from Vanity Fair provides a historical perspective to our current state of affairs. 

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