Business Deposits
and Cash Management

It’s not enough to simply make money.

That money should also be working for you at every point of your cash flow cycle. By combining our years of expertise with secure, proven technology, we’ll work with you to make sure your finances are under complete control.

Deposit and Cash Management Services:

Account Analysis Consultative analysis that identifies opportunities for maximizing the use of your funds.

Deposit Concentration Services Easily move funds from other banks into your primary account through Automated Clearing House services.

Automated Clearing House (ACH) Services Streamline payments and reduce transaction costs by utilizing electronic fund transactions for payroll direct deposit, consolidating funds from different banks, making vendor and tax payments, and more.

Investment Sweeps Maximize your company’s use of excess cash and earn interest with daily “sweeping” of excess funds into an interest-bearing deposit account. Investment sweep accounts are offered in conjunction with a business checking account.

Zero Balance Accounts Allows centralization of cash balances for greater control of your company’s cash. Accounts are funded automatically when checks are presented for payment.

Lock Box Services Convert receivables to cash faster and streamline your accounts receivable processing by using a Lock Box.

Remote Deposit Capture Electronically scan checks for deposit into your accounts without leaving your office, saving you time and money.

Positive Pay Minimize risk of unauthorized checks clearing your account by expediting identification of fraudulent items presented for payment.

Pay Card Solutions Pay Cards are prepaid cards that offer the functionality of a Debit, Gift or ATM Card without an employee having a bank account. Our Pay Card solution has many functions that your employee will enjoy such as bill pay, mobile alerts, card-to-card and card-to-bank transfers, and transaction level budgets. Pay Cards allow for the business to elect 100% employee participation in electronic payroll deposit and is in full compliance with House Bill 5821.

Courier Service We come to your office to pick up your banking transactions for same-day processing Monday through Friday. The courier can be scheduled on a daily or as-needed basis. Ask us if our Courier Service is available in your area.

OnLine Banking Unlimited access to all your account information 24 hours a day using our secure website.

Business BillPay Skip writing and mailing checks each month and enjoy the convenience of paying bills online from your home or office.  Control your finances by scheduling payments and managing bills hassle-free.


Contact a Deposit and Cash Management Officer by e-mail or give us a call to learn more.

Please note that any messages sent is sent via normal email, and is not encrypted. For your safety, please do not include any sensitive information, such as Social Security numbers, account numbers, or service requests, in an email.

Business BillPay

Pay Card Solutions