For us, person to person isn't just a tag line. It's a way of life.

There's no better way to experience The Bank of Northern Michigan than to speak with us. Apply for your account three ways: in person at one of our offices, by phone, or by mail.

We can assist you in a number of ways as you set up your account at The Bank of Northern Michigan. If you prefer to get a head start on your own, download our business switch kit and our personal switch kit.

If you would prefer to have a Relationship Manager call you to help you through the application process, please submit a “contact me” request.


Apply By Phone

Call our Client Service Representatives for assistance or to answer any questions.

In Petoskey:
Phone: 231.487.1765
Toll Free: 877.487.1765
In Traverse City:
Phone: 231.922.2101
Toll Free: 866.237.7999

Apply In Person

Our offices are conveniently located in Downtown Traverse City and Petoskey.

In Petoskey:
406 Bay Street
Petoskey, MI 49770
In Traverse City:
130 South Union Street
Traverse City, MI 49684