ID Theft & Phishing
You Can Stop Them
The power of knowledge can help keep you safe from serious crimes committed by identity thieves who want to steal your personal information, ruin your good name, destroy your credit, and cripple you financially. Download our ID Theft and Phishing help sheet for more information on what you can do to protect yourself from becoming a victim. Visit our Online Education Center to watch a video on how to safeguard your identity and for other tools to help protect yourself from identity theft.
Financial institutions, the FDIC, and the IRS will not send unsolicited correspondence asking for non-public information, including bank account information or your Social Security number. Should you receive such correspondence, contact the financial institution, the FDIC, or the IRS.
Check your credit report at least once a year. By law, you are entitled to a free annual credit report from each of the three major credit bureaus. Call 877.332.8228 or go online to www.annualcreditreport.com.
Review all account statements on a regular basis to ensure they have not been compromised.
To opt out of preapproved credit card offers that arrive in the mail, call the FTC at 888.5OPTOUT. It will process your request to creditors and prevent you from receiving unsolicited applications. These offers are a prime target for ID thieves who use them to divert funds to themselves.
The Federal Trade Commission also offers helpful tips on identity theft. Go to the FTC's Identity Theft Site, or call 877.IDTHEFT for more information.
Report ID Theft
If you have reason to believe you are the victim of identity theft, immediately contact the local police department to file a police report. Also, contact each of the three major credit bureaus to place a "fraud alert" on your credit report, as well as any parties with whom you have a financial relationship.